Roth Ira Max Contribution 2024 Married. The combined annual contribution limit for roth and traditional iras for the 2024 tax year is $7,000, or $8,000 if you're age 50 or older. The ira contribution limits for 2024 are $7,000 for those under age 50, and $8,000 for those age 50 or older.
If they lived with their spouse at any point during the year, they can contribute to a roth ira. If you’re age 50 and older, you can add an extra $1,000 per year.